Posts Tagged ‘anyone’

by Steve Rhodes

Question by Gret37: Does anyone know a payday loan company with the lowest intrest rate?
Im looking for a payday loan with the lowest interest rate. I know its a bad thing to do, I don’t need to hear that….can’t borrow the money from anyone else and need to pay bills.

Please repond only if you have the name of a company.
thank you.

Happy Holidays Everyone!

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by msdm

Question by trip: Who has has trouble getting a loan or credit? Also has anyone defaulted on a loan?
The government is telling us we won’t be able to get a loan or credit are they BSing us?
I do not need a loan, Stop sending info on loans!

Best answer:

Answer by The Judge
A fifth of the population defaulted on their loans, hence they are having trouble getting a loan or credit.
No the government is not BSing us.

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by Heavenhated

Question by Richie R: Has anyone taken out a VA home loan? What would be my max if I have poor credit?
What would be my max loan amount if I have poor credit? Im in the military by the way (army) gettin out of a 3yr enlistment. Possibly getting a meb board discharge..

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Answer by simmychick
first off, you are not going to take out a loan from the Vet’s administration, but the Vet’s administration will guarantee the payment of your loan through any bank in case you default on it. It will also possibly get you a lower interest rate.

Now, in order to qualify for the VA loan program, you are going to have to get an honorable discharge from the military first off (don’t confuse this with “under honorable circumstances”)

Talk to someone at your base about the VA program and what it takes to qualify. Most of this information was given to you before you went to BCT as well.

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Question by Greg V: Has anyone ever used Earth Mortgage for a home loan?
I am buying a house and looking for a loan. I put my information on Lowermybills.com and received multiple phone calls. The one that sounded the best to me was Earth Mortgage. They are at about 6.25 for a 5/1 arm interest only. This is above bankrate.com’s rate, but I still feel uncomfortable. They have all BBB licenses, my loan officer is licensed in the state of texas, and they have a special award from Lendingtree.com if you look them up on that website. I usually have no problem doing business online, but when my loan officer at home(who was doing the loan) warns me about online companies, I am weary. In reference to most of those bait and switch remarks I will most likely get. They are trying to lock me in so I do not have to worry about the rate changing. In order to lock in the rate, I have to put a deposit on my appraisal fee of 0. Please advise, and thank you for any responses.

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Answer by sweetsum691
I have never heard of them. Seeing how lenders are falling like flies right now, I would avoid anyone I or my lender hadn’t heard of. Good luck!

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Question by super_gir85: I am shopping for auto loans for the best rate. Anyone know of any good places to start at?
I am looking for various banks with good reputations and if possibly credit unions.

Best answer:

Answer by almost_wealthy
credit union

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Question by redberri21: Does anyone know where to go for an unsecured personal loan for people with bad credit?
I’M TRYING TO GET APPROVED FRO A PERSONAL LOAN FOR MY EDUCATION FEES. EVERYONE KEEPS TURNING ME DOWN BECAUSE I HAVE HORRIBLE CREDIT, AND I AM DEFAULTED ON A STUDENT LOAN. I DON’T HAVE A CREDIT WORTHY CO-SIGNER. CAN ANYONE HELP?

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Answer by Nichole K
Bad credit personal loans normally carry a higher rate of interest. This is because of the higher risk potential in such loans. One may also be overcharged on this account. The borrowers are asked to pay a hefty charge and have to face some inflexible terms of payment. Nevertheless, there are lenders who charge reasonably lower rates of interestcomfort and a future comfort also leads to this trap. Deciding the monthly repayments and the number of installments further strain your mental faculties. An expert advice from knowledgeable people will help in this decision. Being aware of ones financial condition, the borrower can decide the various details of the loan in a much better manner. Thus, the final decision is reserved with the borrower himself.

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by Montgomery Cty Division of Solid Waste Services

Question by DELISA ANN J: Does anyone know anything good about this company called Hargrave Associates Credit Repair?
I am looking for a company that i can trust to repair my credit does anyone know about this particular company. Or can someone refer me to a company that’s not going to rip me off.

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Answer by Rick B
There is no such thing as a credit repair company. The only items that can legally be removed from your credit are incorrect items. All they will do is write letters to the bureaus challenging every derogatory item on your report. You can do that for free.

But again, LEGALLY you can only challenge false items.

If you want to “repair” your credit, then you need to pay any outstanding debts, bring all your accounts current, and then make payments on time for severl years.

That’s it – there is no magical secret.

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Question by srar: Anyone getting wracked on auto insur premiums after credit check?
How can one have good credit and still be viewed as sub prime on he auto insurance rates?

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Answer by dj
Ways to Lower Your Premium
There are many actions you can take to lower the cost of your automobile insurance.

http://www.autocoverageinsurance.com/auto_insurance/lower_premium_insurance.htm

Increase Deductibles
Many of the factors that go into setting your auto premium are relatively fixed by your household make-up and lifestyle. One thing you can easily change, however, is the amount of your deductible (usually only applies to comprehensive or collision coverage).
A deductible is the dollar amount you must pay out-ofpocket for each covered claim.

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Question by matinmom: Has anyone with a Wachovia mortgage had any success refinancing or modifying their loan?
I just spoke to a Wachovia rep and he said they’re not offering the Hope for Homeowners program nor the Homeowner’s Affordability Program. What’s going on? I thought the government put these programs in place to help stabilize the mortgage crisis. Has anyone out there had success with a refinance/modify on their mortgage? If so, which bank are you with and how did you do it?

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Answer by Jada
Oh boy….I had to deal with Wachovia before and they are jerks! I would maybe try talking to your bank or credit union to see if you can refinance. Good luck!

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by paalia

Question by ashleyadrian7: Has anyone ever received an online cash loan without filling out millions of applications?
Do they really work? Are they all scams? Are there legit ones?

Best answer:

Answer by dat girl that make u go..oh my!
many are scams I have had problems with online ones.

I did check into cash loan by phone I was able to email all my information to them and I had my loan with in 2 days. It was really convient.. Becareful one cash advance sold my information to many companies and they all went into my account.

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Question by autoshowplantation: Anyone know of online Auto Financing sites?
I have a small dealership, 10-12 cars. I do not want to deal with the hassle of going through in-house financing. I know there are many sites that advertise auto loans, but the majority of them just refer people to a dealer who buys the leads. What I need are sources to refer my customers to obtain their own financing. Most of them have marginal to bad credit. What would be ideal is a site where I can sit the customer down, have them put in their information, and get a decision quickly, and a check sent to either me or the customer. Does anyone know of any sub-prime lenders who give online approvals?

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Answer by Joker
nope

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Question by sftballplayer73: Anyone know of financial lenders that will do a personal loan with bad credit or past bankruptcy?
I am looking for legit lenders, not scam artists. Too many out there!

Best answer:

Answer by B-bop
Unless you have serious collateral or liquid, you have very little if any chance.

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by MBK (Marjie)

Question by latoya587: does anyone know of any real online pay day loans that i can apply for. help?
has anyone gotten one?

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Answer by lithium630
Payday loans are horrible scams. You should avoid them at all costs. The interest they charge you is sometimes as much as 800% a year. It’s crazy, and people end up relying on them.

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Question by cjburl2@yahoo.com: I need help finding an unsecured 000 personal loan for bad credit and I am desperate. Can anyone help?
I would consider almost any legitimate loan for just about any interest rate. Any private lenders willing?

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Answer by Ethan
What do you think a “private lender” really is? FYI- The term private lender is being used by scam artists to create legitimacy for their crimes.

Asking this question on Y.A. is going to bring out every dirty cockroach from every country you have never heard of to solicit you for loans. They are trying to scam you for upfront fees and personal information but you will never see the money.

Having bad credit is proof that you are not worthy of a loan at this time. What situation are you in that you think this loan will “save” you from? Whatever it is – I guarantee you there is a better solution than getting another loan.

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Question by Lynn: Has anyone ever used a credit repair company that works?
I am trying to buy another car but since my divorce my credit is bad. I am keeping up current payments on everything but I have a history of bad credit. Recently I was referred to a credit repair co. Do they work?

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Answer by CatDad
Avoid the temptation to pay a “credit repair” firm, as they cannot remove accurate negative info. If you’ve had recent defaults, charge-offs, late pays, then you need to understand this items have to age of your credit report naturally. After 7 years from the date of default you’ll get a clean slate. “Credit repair” firms have no special power to magically delete negative items….all they do is dispute all negative items on your credit report and hope that the credit bureaus cannot validate the debt within the 30 day allowable time frame, in which case they must remove the items. You don’t have to pay anyone to do this as you can do it yourself for free.

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